ORA-12687: Credentials expired.

Cause : The credentials that are used to authenticate the user for the requested connection have expired.

Action - How to fix it : DBA Scripts :: www.high-oracle.com/scripts

Renew your credentials. Refer to the documentation specific for your Network Authentication Adapter on how to do this.

update : 22-08-2017

ORA-12687 - Credentials expired.
ORA-12687 - Credentials expired.

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    Well, the reason for above error is that i have taken the above script from a 11g database and running it on 10g database. 11g has bring some changes in password management. Below code is executed on 11g and user created successfully, which is expected result.